Not your bank's money.
Real sovereignty.
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Download the app. Create your account in seconds. No paperwork, no freezing.
The Permissionless Super-App
Live Products
Wallet, Pay
Self-Custodial
Your keys, your coins
1.50% Merchant Fee
Instant settlement
+ info$1,250.00
1,250.00 USDC
The Permissionless Super-App
Two products. One protocol. Wallet and Pay — all on Solana. Self-custodial, transparent fees, instant settlement.
The sovereign digital account
KlipbitNeo is a self-custodial digital account for Digital Dollars (USDC, USDT), Digital Euros (EURC), Solana and Bitcoin. You hold the keys — not a bank, not an exchange, not us. Bring your own crypto, send and receive in seconds, and keep full control.
Coming to the App StoreOne password. Recover on any device.
Create your account in seconds — no paperwork. Your Recovery Phrase is generated on your device and never leaves it. Turn on encrypted backup and your phrase is sealed with a password only you know (AES-256-GCM), then verified by a code sent to your email whenever you recover. Lose your phone? Install the app on any device, confirm the email code, enter your password — your account is back.
- ✓Keys are created and stored on your device
- ✓Backup is encrypted before it leaves the phone — we can never read it
- ✓Email code + your password = recovery on any device
Real self-custody — honest version.
Self-custody means nobody can freeze, block or confiscate your balance — and it also means responsibility. If you lose your Recovery Phrase and your backup password, nobody can restore your funds, including us. Beware of phishing: no one from Klipbit will ever ask for your Recovery Phrase or password. KlipbitNeo is software, not a custodian — it never holds your money and never touches fiat directly.
- ✓Nobody can freeze what you hold — including us
- ✓Your phrase + password are yours alone; treat them like cash
- ✓We will never ask for your Recovery Phrase. Anyone who does is a scammer
Digital Dollars, Euros, Solana and Bitcoin.
Hold stable digital currencies pegged to the dollar and euro alongside SOL and native Bitcoin. No altcoin casino — a focused set of assets that work as money.
- ✓USDC — Digital Dollar
- ✓USDT — Digital Dollar
- ✓EURC — Digital Euro
- ✓SOL — network asset
- ✓BTC — native Bitcoin, in your vault
Payments in seconds, on-chain.
Receive by sharing your address or a QR code. Send by pasting an address or scanning. Transfers settle on the Solana network in seconds for a fraction of a cent in network fees. When you have no SOL for gas, the app offers a relay option with the fee shown upfront — always visible before you confirm.
- ✓QR receive and scan-to-send
- ✓Settlement in seconds on Solana
- ✓Every fee shown before you confirm — no surprises
Everything in one screen.
Your balances, per-asset history and value in your local display currency. Minimal by design: no trading charts, no noise — just what you hold and what happened.
- ✓Per-asset home with history
- ✓Local currency display
- ✓Monthly statement export from the app
One tap from Digital Dollars to real Bitcoin.
The Vault (Cofre) converts your USDC into native Bitcoin on the Bitcoin network — not a wrapped token, not an IOU. ChainHop routes the conversion through third-party DEX liquidity; the BTC lands in your self-custodial vault. Flat 0.9% fee, shown before you confirm.
- ✓Native BTC on the Bitcoin network
- ✓0.9% flat fee, disclosed upfront
- ✓Non-custodial end to end
Swap between your assets, on-chain.
Swap USDC, USDT, EURC and SOL directly from the app. Swaps are routed to third-party decentralized exchange liquidity — Klipbit is the interface, never the counterparty. Rates and fees are shown before you sign.
- ✓DEX-routed — you sign, the protocol executes
- ✓Rate and fee preview before every swap
- ✓No account, no order book, no custody
Accept payments with KlipbitPay.
Merchants turn any phone into a payment terminal: show a QR, the customer pays from their wallet, settlement is instant and self-custodial. If you run a store, the PAY terminal connects to the same rails.
- ✓Any phone is a terminal
- ✓Instant on-chain settlement
- ✓No chargebacks, no hardware
Klipbit Wallet — the sovereign edition
A fully sovereign wallet experience from the same team is on the way. No dates, no waitlist games — when it ships, it ships here.